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Individual/ Family, Self-Employed PlansHealth care is expensive! New procedures, better technology, more effective medications, and higher quality medical equipment have all driven the cost of health care up in recent years. Unfortunately, these increases are then passed on to the consumer, often making health insurance unaffordable for too many. There are now more than 46 million people without health insurance nationally. For those who do not have access to an employer sponsored group health plan, the insurance crises can be even more daunting.Typically the insured is facing much higher exposure than on a group plan, and does not have access to wellness, dental, and vision benefits.We work together with the leading carriers available to provide the best coverage at the most affordable prices.
There are FIVE key characteristics of a health insurance company or program/policy that IBC looks for before we will represent them:
1. They must be an A Rated company by AM BEST
2. The customer must be able to go to their PROVIDER OF CHOICE (nation-wide!)
3. The customer must be able to receive their TREATMENT OF CHOICE (not dictated by the insurance company!)
4. The customer must be able to know what their maximum exposure ($$) would be 24x7x365 (endless co-pays do not allow for this!)
5. Price must be reasonable for the customer!
For your protection - If possible, you should own your own health insurance plan for you and your family.
Owning your own plan is almost always less expensive than the amount you have to pay to include your family on your company plan.
Contact an IBC consultant to learn YOUR options - for yourself, and for your family! We do the homework for you, researching the best companies and the best options for YOUR situation.
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